Does Ausbildung in Germany Require a Blocked Account in 2026?

Find out whether you need a blocked account for Ausbildung in Germany in 2026, how your training salary counts as financial proof, and when additional funds may be required.

AUSBILDUNG

SWAB Consultants

Does Ausbildung in Germany Require a Blocked Account in 2026?

Planning an Ausbildung in Germany but worried about arranging a blocked account? There is good news: a blocked account is not always required for Ausbildung in Germany.

For many applicants doing a company-based Ausbildung, the monthly training salary can itself be used as proof of financial means.

Quick Answer: Do You Need a Blocked Account?

For a company-based Ausbildung in 2026, your livelihood is generally considered secured if your training allowance is at least:

€1,048 gross per month
or
€822 net per month

If your Ausbildung salary reaches this amount, you generally do not need an additional blocked account to cover the same financial requirement.

If your salary is below the required amount, don't worry — this does not automatically mean that you cannot apply. The financial shortfall may generally be covered through additional accepted financial proof, such as a blocked account or a Declaration of Commitment (Verpflichtungserklärung).

This makes company-based Ausbildung particularly interesting for applicants who may find it difficult to finance the full amount normally associated with studying abroad.

What Is Ausbildung?

Ausbildung is Germany's vocational training system. It allows you to learn a recognised profession through a combination of practical professional training and education.

In a typical dual or company-based Ausbildung, you:

  • Work and train with a German employer

  • Attend vocational school (Berufsschule)

  • Gain practical professional experience

  • Receive a monthly gross training salary

  • Work toward a recognised vocational qualification

Depending on the profession, Ausbildung generally takes around two to three-and-a-half years.

There are hundreds of recognised vocational-training professions in Germany, including opportunities in hospitality, gastronomy, mechanics, automotive, construction, electrical professions, logistics, IT, business, healthcare and skilled trades.

Company-Based vs School-Based Ausbildung

Understanding this difference is important, particularly when calculating financial requirements.

Company-Based Ausbildung

In a company-based Ausbildung, you normally receive a monthly Ausbildungsvergütung, or training allowance, from your employer.

For the 2026 vocational-training visa financial requirement, your livelihood is considered secured if this reaches at least €1,048 gross or €822 net per month.

If your salary is lower, the remaining amount may generally be covered using a blocked account or Declaration of Commitment.

School-Based Ausbildung

School-based vocational training works differently because you may not receive the same employer-paid training allowance.

For 2026, applicants generally need to demonstrate at least €959 net per month for school-based vocational training.

This may be demonstrated through:

Blocked account | Declaration of Commitment | Scholarship

The exact situation therefore depends significantly on the type of Ausbildung you choose.

How Much Can You Earn During Ausbildung?

One of the major advantages of company-based Ausbildung is that you earn while you learn.

There is no single Ausbildung salary for every profession. Your gross monthly training allowance depends on factors such as:

Profession | Employer | Federal State | Collective Agreement | Training Year

Your remuneration also generally increases as you progress through the different years of your Ausbildung.

For Ausbildung beginning in 2026, the statutory minimum first-year remuneration is €724 gross per month where the statutory minimum remuneration rules apply. Many occupations and employers pay more than this minimum.

Remember that Ausbildung minimum salary and the financial amount required for your visa are two different things. Your Ausbildung can legally pay less than the amount required to demonstrate sufficient financial means for the visa. In that situation, additional financial proof may be necessary.

What German Level Do You Need?

German is extremely important for Ausbildung because your vocational-school lessons, examinations and everyday workplace communication are generally conducted in German.

For the vocational-training visa, B1 German is generally required, subject to the individual circumstances and applicable exceptions.

At SWAB Consultants, we recommend preparing to B2 German before beginning your Ausbildung.

Why?

Because passing a language examination is only one part of the challenge. Once you arrive in Germany, you need to understand your teachers, communicate with colleagues, follow workplace instructions and understand terminology related to your profession.

Good German can make your transition into Ausbildung and everyday life considerably easier.

Can You Work an Additional Job During Ausbildung?

Yes.

A residence permit for vocational training can generally allow you to take independent secondary employment for up to 20 hours per week, in addition to your Ausbildung.

This is another important advantage, although your Ausbildung itself should remain your primary purpose of residence.

What Do You Get During Ausbildung?

Ausbildung isn't simply a way of entering Germany. You are building an actual professional qualification.

During your training, you can benefit from:

✓ Monthly training salary in company-based Ausbildung
✓ Practical professional experience
✓ Vocational-school education
✓ German workplace experience
✓ Professional contacts and networking
✓ Practical German-language development
✓ Social-insurance coverage where applicable
✓ Opportunity for additional employment within the permitted limits
✓ Professional skills for your future career

What Happens After Ausbildung?

After successfully completing your Ausbildung and final examination, you receive a German vocational qualification in your profession.

You can then pursue qualified employment with your training company or another suitable employer.

If you don't immediately find qualified employment, eligible graduates who successfully complete vocational training in Germany can generally receive a residence permit for up to 18 months to search for qualified employment.

This creates a clear potential career pathway:

Ausbildung

German Vocational Qualification

Qualified Employment

Skilled-Worker Residence

Build Your Career in Germany

Potential Permanent Residence

Can Ausbildung Lead to Permanent Residence?

Yes, potentially — but permanent residence is not automatic.

One particularly attractive aspect of completing vocational training in Germany is the special settlement-permit pathway available to qualifying graduates.

After completing vocational training in Germany and subsequently holding an eligible skilled-worker residence permit for at least two years, a settlement permit may be possible if the other requirements are also fulfilled.

These include conditions such as the required pension-insurance contributions, sufficient German language ability, secured livelihood and other applicable legal requirements.

Therefore, Ausbildung can become the beginning of a longer journey:

Training → Qualification → Qualified Job → Skilled Employment → Permanent Residence Eligibility

Why Choose Ausbildung in Germany?

For the right candidate, Ausbildung offers a combination that traditional education does not always provide:

Earn while you learn — Receive training remuneration during company-based Ausbildung.

Real professional experience — Work in your chosen profession while completing your qualification.

Recognised qualification — Graduate with a German vocational qualification.

Hundreds of professions — Choose from a wide range of vocational fields.

Career opportunities — Move into qualified employment after successful completion.

Additional work permitted — Secondary employment of up to 20 hours per week can generally be possible.

18-month job-search opportunity — Eligible graduates can remain to search for qualified employment after successfully completing German vocational training.

Long-term prospects — Ausbildung followed by qualified employment can potentially lead toward permanent residence when all requirements are satisfied.

So, Is a Blocked Account Required for Ausbildung?

The simple answer is:

Not always.

For a company-based Ausbildung, if your 2026 training allowance reaches at least €1,048 gross / €822 net per month, your livelihood can generally be considered secured for this requirement.

If your salary is lower, you may only need to provide additional financial proof for the shortfall.

For school-based Ausbildung, different financial requirements apply.

That's why you should evaluate the Ausbildung contract, salary and type of training before calculating how much financial proof you actually need.

Start Your Ausbildung Journey

Not sure which Ausbildung profession matches your education, experience and German level?

Explore our Ausbildung in Germany pathway to learn about available fields, eligibility, language preparation, salary and career opportunities.

Or get your profile evaluated by SWAB Consultants to better understand the options that may suit your background.

Visa and residence decisions are made by the competent German authorities. Requirements can vary according to individual circumstances and applicable regulations.

For the article itself, link the important legal claims to Germany's official Make it in Germany – Vocational Training Visa page rather than linking to other consultancy websites. This helps both credibility and SEO.